Rates - Deposit
Deposit Rates as of July 21, 2010
Rates are Subject to Change without Notice
Interest is compounded and credited monthly on the last business day of the month.
All deposits insured in full. FDIC insures each depositor for $250,000. SIF insures all additional deposits.
| CD SPECIAL |
| Term |
Interest Rate |
APY (Annual Percentage Yield) |
Minimum Balance Required |
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| Certificate of Deposit |
| Term |
Interest Rate |
APY (Annual Percentage Yield) |
Minimum Balance Required |
| 3 Month CD |
.40% |
.40% |
$ 300.00 |
| 3 Month CD |
.50% |
.50% |
$ 500.00 |
| 3 Month CD |
.90% |
.90% |
$10,000.00 |
| 6 Month CD |
1.00% |
1.00% |
$ 1,000.00 |
| 6 Month CD |
1.15% |
1.16% |
$10,000.00 |
| 9 Month CD |
1.25% |
1.26% |
$ 1,000.00 |
| 9 Month CD |
1.65% |
1.66% |
$10,000.00 |
| 11 Month CD |
1.25% |
1.26% |
$ 1,000.00 |
| 12 Month CD |
1.25% |
1.26% |
$ 1,000.00 |
| 12 Month CD |
1.40% |
1.41% |
$10,000.00 |
| 15 Month CD |
1.50% |
1.51% |
$ 1,000.00 |
| 15 Month CD |
2.05% |
2.07% |
$25,000.00 |
| 18 Month CD |
1.50% |
1.51% |
$ 1,000.00 |
| 24 Month CD |
1.60% |
1.61% |
$ 1,000.00 |
| 30 Month CD |
1.75% |
1.76% |
$ 1,000.00 |
| 36 Month CD |
2.25% |
2.27% |
$ 1,000.00 |
| Penalty for Early Withdrawals May Be Imposed. |
| Minimum balance and accumulated interest must be maintained in the following accounts to obtain APY. |
| APY assumes interest will remain on deposit and that a withdrawal and applicable fees may reduce earnings. |
| IRA |
| Term |
Interest Rate |
APY (Annual Percentage Yield) |
Minimum Balance Required |
| 12 Month Traditional IRA (56) |
1.25% |
1.26% |
$ 1,000.00 |
| 36 Month Traditional IRA (57) |
2.25% |
2.27% |
$ 1,000.00 |
| Penalty for Early Withdrawals May Be Imposed. |
| Minimum balance and accumulated interest must be maintained in the following accounts to obtain APY. |
| APY assumes interest will remain on deposit and that a withdrawal and applicable fees may reduce earnings. |
| Savings |
| Account |
Interest Rate |
APY (Annual Percentage Yield) |
Minimum Balance Required |
| Christmas Club |
.20% |
.20% |
$ 25.00 |
| Passbook Savings |
.20% |
.20% |
$ 25.00 |
| Savings Makes "Cents" |
.20% |
.20% |
$ 5.00 |
| Statement Savings |
.20% |
.20% |
$ 25.00 |
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| *Passbook Plus |
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| Balance $25 to $2,499.99 |
.05% |
.05% |
$ 25.00 |
| $2,500.00 to $100,000.00 |
.50% |
.50% |
$ 2,500.00 |
| $100,000.01 to $1,000,000.00 |
.75% |
.75% |
$ 100,000.01 |
| Over $1,000,000.00 |
1.00% |
1.00% |
$1,000,000.01 |
| Minimum balance must be maintained to obtain APY. No interest will be earned on accounts listed below for those days when account balance falls below minimum. APY assumes interest will remain on deposit and that a withdrawal and applicable fees may reduce earnings. |
| Checking |
| Account |
Interest Rate |
APY (Annual Percentage Yield) |
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| NOW Checking |
.05% |
.05% |
$ 50.00 |
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